How does the ₹30,000 registration fee cap work in Maharashtra?

For any property transaction valued at ₹30 Lakhs or less, the registration fee is 1% of the property value. For any property exceeding ₹30 Lakhs (e.g. ₹80 Lakhs or ₹3 Crores), the registration fee is legally capped at a maximum of ₹30,000.

What is the stamp duty on gift deeds to blood relatives in Maharashtra?

Under Maharashtra Stamp Act Section 34, a gift deed executed in favour of a spouse, children, parents, siblings, or grandchildren carries a flat nominal stamp duty of ₹200 (for residential or agricultural property), plus the standard registration charge.

What is the 2026 penalty for insufficient stamp duty payment in Maharashtra?

Effective 2026, the Maharashtra government enforces stricter audit mechanisms with penalties of up to ₹1,00,000 for under-reporting agreement values or evading proper Ready Reckoner valuation.

Maharashtra (MH) Property TaxRates Verified: August 2026

Maharashtra Stamp Duty Calculator (2026)

Calculate accurate property stamp duty and registration fees for buying a flat, house, or plot in Maharashtra. Accounts for local circle rates, gender concessions, and statutory caps.

Verified State Stamp Duty & Registration Calculator

Calculate state-specific stamp duty, local body surcharges, registration fee caps, and gender concessions across Indian states.

State / Region

Owner Gender (Concession Check)

Maharashtra Local Body Classification

Agreement / Consideration Value (₹)

Circle Rate / Guidance / Ready Reckoner Value (₹)

Duty is charged on whichever is higher: Agreement Value or Circle Rate.

💡 Applied Rate Breakdown: 6% (5% base + 1% Metro Cess) | Registration capped at ₹30,000 for properties above ₹30L.

Stamp Duty & Registration Results

Your calculated results are shown below.

Main Result

₹4,80,000

Total Statutory Cost (Stamp Duty + Registration)

₹75,00,000

Taxable Valuation Base

₹4,50,000

Stamp Duty Amount (6%)

₹30,000

Registration Fee (1% — capped at ₹30k)

6.40% of Property Value

Effective Government Rate

Stamp Duty Calculator

Total Statutory Cost (Stamp Duty + Registration)₹4,80,000

Taxable Valuation Base₹75,00,000

Stamp Duty Amount (6%)₹4,50,000

Registration Fee (1% — capped at ₹30k)₹30,000

Effective Government Rate6.40% of Property Value

Generated by www.devcalc.in

MaharashtraStamp Duty & Registration Rate Schedule (2026)

Male Buyer (Standard)

6% (Mumbai MCGM: 5% base + 1% metro cess), 7% (Pune / Thane / Nagpur), 4% (Municipal Council), 3% (Gram Panchayat)

Applicable on higher of agreement or circle rate

Female Buyer (Concession)

5% (Mumbai MCGM), 6% (Pune / Thane / Nagpur), 3% (Council), 2% (Gram Panchayat)

Flat 1 percentage point rebate off the male rate for residential property registered solely in a woman's name

Registration Charges

1% of property value (Capped at ₹30,000 for properties above ₹30 Lakhs)

Paid to Sub-Registrar of Assurances

Official Source Portal

Maharashtra Inspector General of Registration and Controller of Stamps (IGR Maharashtra)

Visit Official Portal

Understanding Stamp Duty & Registration in Maharashtra

Property registration across Maharashtra is governed by the Maharashtra Stamp Act, 1958, where rates are stratified by local municipal body classifications. In Mumbai (MCGM jurisdiction), male buyers pay 6% (5% base + 1% Metro Cess), while Pune, Thane, and Nagpur municipal corporations levy 7% (incorporating Local Body Tax/transport surcharge). Municipal council areas stand at 4%, and rural Gram Panchayat regions are taxed at just 3%.

Sole female buyers purchasing residential property receive a statutory 1 percentage point discount across all municipal tiers (e.g. 5% in Mumbai, 6% in Pune, and 2% in rural areas), provided the deed remains solely in the woman's name. A major financial benefit in Maharashtra is the statutory ₹30,000 cap on registration fees for any property valued above ₹30 Lakhs, drastically reducing overhead for mid-to-luxury home buyers.

Rate Breakdown & Calculation Mechanics

Stamp duty is charged on whichever is higher: the negotiated Agreement Value or the government Ready Reckoner Rate (ASR). In Mumbai (MCGM), male rate = 6%, female rate = 5%. In Pune/Thane/Nagpur, male rate = 7%, female rate = 6%. In Municipal Councils, male rate = 4%, female rate = 3%. In Gram Panchayats, male rate = 3%, female rate = 2%. Registration is 1% of transaction value up to ₹30 Lakhs and a flat ₹30,000 for any property above ₹30 Lakhs.

Circle Rate & Valuation Rules

In Maharashtra, benchmark circle rates are designated as 'Ready Reckoner Rates' (ASR — Annual Statement of Rates), updated every financial year by IGR Maharashtra. You can verify zone-wise, survey number, and CTS number rates on the e-ASR portal before initiating GRAS e-challan duty payments.

Key Statutory Notes for Maharashtra Buyers

Rate variation by local body: Mumbai (MCGM) is 6% (5% base + 1% metro cess), while Pune, Thane, and Nagpur are 7% (5% base + 1% metro cess + 1% LBT/surcharge).
Registration charge is capped at ₹30,000 for properties valued above ₹30 Lakhs, making high-value real estate transactions proportionally cheaper.
Gift deeds to immediate blood relatives (spouse, children, parents, siblings, grandchildren) attract a flat ₹200 stamp duty, whereas gift deeds to non-family attract 3%.
New in 2026: A penalty of up to ₹1,00,000 applies for insufficient stamp duty payment under the amended Maharashtra Stamp Act rules.
Annual Statement of Rates (ASR / Ready Reckoner) is revised annually every April on igrmaharashtra.gov.in.

Maharashtra Property FAQs

Frequently Asked Questions About Maharashtra Stamp Duty

Real legal and tax questions answered for property buyers in Maharashtra.

In Mumbai (MCGM), stamp duty consists of 5% base duty + 1% Metro Cess (total 6%). In Pune (PMC/PCMC), Thane, and Nagpur, an additional 1% Local Body Tax (LBT) / municipal transport surcharge is levied alongside the 1% Metro Cess, bringing the standard male rate to 7%.

Official Disclaimer & Rate Notice

Rates shown are indicative and sourced from public references, last reviewed on August 2026. Always verify current rates with Maharashtra's official Maharashtra Inspector General of Registration and Controller of Stamps (IGR Maharashtra) before making a transaction decision.

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