What is the women's property concession under Tamil Nadu G.O. Ms. No. 77?

Under G.O. Ms. No. 77 (effective 1 April 2025), the Government of Tamil Nadu reduced the registration fee from 4% to 3% for properties valued up to ₹10 Lakhs registered in a woman's name. The 7% stamp duty rate remains unchanged.

What are the charges for family settlement and partition deeds in Tamil Nadu?

For settlement or partition deeds among family members, Tamil Nadu charges a concessional 1% stamp duty (capped at ₹40,000) plus a 1% registration fee (capped at ₹10,000), dramatically reducing costs compared to standard 11% sale deeds.

How do I check the official Guideline Value on TN REGINET?

Visit tnreginet.gov.in, choose 'Guideline Value', and input your Zone, SRO office, Village, and Survey or Street Number to look up the exact government benchmark rate per square foot or square metre.

Tamil Nadu (TN) Property TaxRates Verified: August 2026

Tamil Nadu Stamp Duty Calculator (2026)

Calculate accurate property stamp duty and registration fees for buying a flat, house, or plot in Tamil Nadu. Accounts for local circle rates, gender concessions, and statutory caps.

Verified State Stamp Duty & Registration Calculator

Calculate state-specific stamp duty, local body surcharges, registration fee caps, and gender concessions across Indian states.

State / Region

Owner Gender (Concession Check)

Agreement / Consideration Value (₹)

Circle Rate / Guidance / Ready Reckoner Value (₹)

Duty is charged on whichever is higher: Agreement Value or Circle Rate.

💡 Applied Rate Breakdown: 7% Stamp Duty + 4% Registration Fee (11% Total) | Standard total is 11% (7% Duty + 4% Registration).

Stamp Duty & Registration Results

Your calculated results are shown below.

Main Result

₹8,25,000

Total Statutory Cost (Stamp Duty + Registration)

₹75,00,000

Taxable Valuation Base

₹5,25,000

Stamp Duty Amount (7%)

₹3,00,000

Registration Fee (4%)

11.00% of Property Value

Effective Government Rate

Stamp Duty Calculator

Total Statutory Cost (Stamp Duty + Registration)₹8,25,000

Taxable Valuation Base₹75,00,000

Stamp Duty Amount (7%)₹5,25,000

Registration Fee (4%)₹3,00,000

Effective Government Rate11.00% of Property Value

Generated by www.devcalc.in

Tamil NaduStamp Duty & Registration Rate Schedule (2026)

Male Buyer (Standard)

7% of property market value (or Guideline Value)

Applicable on higher of agreement or circle rate

Female Buyer (Concession)

7% (No gender discount on stamp duty)

Registration fee reduced from 4% to 3% for property valued up to ₹10 Lakhs (TN G.O. Ms. No. 77 dated 29 March 2025)

Registration Charges

4% of property value (Standard sale deed; 3% for women on properties ≤ ₹10 Lakhs)

Paid to Sub-Registrar of Assurances

Official Source Portal

Commercial Taxes and Registration Department, Government of Tamil Nadu (TN REGINET)

Visit Official Portal

Understanding Stamp Duty & Registration in Tamil Nadu

Acquiring real estate in Tamil Nadu — across Chennai, Coimbatore, Madurai, and Tiruchirappalli — involves navigating an 11% combined statutory transaction levy under the Tamil Nadu Stamp Act and Registration Rules. The state charges a flat 7% stamp duty and a 4% registration fee on standard conveyance sale deeds without an upper ceiling.

Under Tamil Nadu Government Order **G.O. Ms. No. 77 (effective 1 April 2025)**, female buyers benefit from a targeted concession on registration charges: the registration fee drops from 4% to 3% for properties valued up to ₹10 Lakhs (the 7% stamp duty remains unchanged). Family settlements and partitions enjoy a concessional 1% duty (capped at ₹40,000) and 1% registration (capped at ₹10,000). All deeds are audited on TN REGINET (tnreginet.gov.in).

Rate Breakdown & Calculation Mechanics

For standard property sales in Tamil Nadu, statutory fees are: 7% stamp duty + 4% registration fee = 11% total out-of-pocket cost. For properties valued up to ₹10 Lakhs registered to female owners, the fee is 7% duty + 3% registration = 10% total. Family partitions pay 1% duty (max ₹40,000) + 1% registration (max ₹10,000).

Circle Rate & Valuation Rules

Official valuation rates in Tamil Nadu are designated as 'Guideline Values', indexed by survey numbers (SF Number), street names, and door numbers across Chennai metropolitan wards and district revenue villages on the TN REGINET portal.

Key Statutory Notes for Tamil Nadu Buyers

Tamil Nadu has one of India's highest total property transaction costs: 7% stamp duty + 4% registration fee = 11% combined statutory levy.
Women's concession is strictly on registration: reduced from 4% to 3% for properties up to ₹10 Lakhs under G.O. Ms. No. 77 (effective 1 April 2025). No gender discount exists on the 7% stamp duty component.
Family settlement / partition / release deeds: Concessional 1% stamp duty (capped at ₹40,000) + 1% registration fee (capped at ₹10,000).
Gift deed to non-family: 7% stamp duty + 2% registration fee.
First sale of new apartments from builders follows a composite agreement schedule with a 2% registration rate.
All guideline values and encumbrance certificates are verified on TN REGINET (tnreginet.gov.in).

Tamil Nadu Property FAQs

Frequently Asked Questions About Tamil Nadu Stamp Duty

Real legal and tax questions answered for property buyers in Tamil Nadu.

Tamil Nadu combines a 7% stamp duty with a 4% registration charge on standard conveyance deeds. Because registration has no upper rupee cap on regular sales, the total statutory addition is 11% of the higher of the market value or guideline value.

Official Disclaimer & Rate Notice

Rates shown are indicative and sourced from public references, last reviewed on August 2026. Always verify current rates with Tamil Nadu's official Commercial Taxes and Registration Department, Government of Tamil Nadu (TN REGINET) before making a transaction decision.

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