SIP Calculator
Calculate SIP returns, wealth gained, invested amount, and future value instantly.
Use our free online sip calculator to get accurate results instantly. The calculator is designed to be fast, easy to use, mobile-friendly, and suitable for everyday calculations.
SIP Calculator
Calculate SIP returns, invested amount, and future value instantly.
How the SIP Calculator Works
Step 1
Enter Monthly Investment
Enter the amount you plan to invest every month.
Step 2
Enter Expected Return
Enter the expected annual return percentage.
Step 3
Enter Investment Period
Specify the number of years you will stay invested.
Step 4
View SIP Results
See invested amount, estimated returns, and maturity value.
SIP Formula
M = P × (((1 + i)^n − 1) ÷ i) × (1 + i)
SIP maturity value is calculated using monthly investments, expected returns, and investment duration while considering compounding growth.
Example Calculation
Input: Monthly SIP: ₹5,000, Return: 12%, Period: 10 Years
Output: Invested Amount: ₹6,00,000, Maturity Value: ₹11,61,695 (approx.)
Common Uses
- • Mutual Fund Planning
- • Retirement Planning
- • Child Education Planning
- • Wealth Creation
- • Long-Term Investments
Frequently Asked Questions
What is a SIP Calculator?
A SIP Calculator estimates future investment value, total investment, and wealth gained through systematic monthly investments.
How is SIP return calculated?
SIP returns are calculated using a future value formula that considers monthly contributions, expected returns, and investment duration.
Can SIP guarantee returns?
No. SIP investments are market-linked and returns are not guaranteed.
Is SIP better than a Fixed Deposit?
SIPs have the potential to generate higher long-term returns, while Fixed Deposits offer more predictable returns with lower risk.
Can I withdraw SIP anytime?
Most SIP investments can be redeemed anytime, subject to scheme-specific exit loads and terms.
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